THERAPY FEES & RATES
The fee for therapy is $200 for a 45-50 minute psychotherapy, couples, or marriage counseling session. A reduced fee may available in certain situations.
For marriage therapy and couples counseling, full hour or double sessions are sometimes requested for couples going through a family or relationship crisis or are at a critical point. Full hour appointments are $220 and 90 minute double sessions are $400. A reduced fee is also available for full hour and double sessions in certain situations.
Appointments are available mornings, afternoons, evenings and weekends depending on availability.
SCHEDULE A FREE AND QUICK PHONE CONSULT
CALL 973-902-8700 OR EMAIL NOW
We accept the following forms payment:
HSA/FSA credit cards ( Health Saving Account or Flexible Spending Account )
Major Credit Cards
Many people ask if we accept Aetna, Cigna, BCBS (Horizon Blue Cross Blue Shield), United Healthcare and other insurance companies. Debra is accepted by all insurance companies as an Out-of-Network Provider. You can call your insurance member services and ask if you have coverage for psychotherapy out of network. About 60% of individuals and couples we work have this type of coverage and others pay out of pocket for sessions. Your insurance may reimburse part of your sessions (sometimes up to 80%) if your plan benefit includes out-of-network coverage for psychotherapy. We are not in network with any insurance companies.
Payment is made at the time of the appointment and as a courtesy, Debra can submit claims electronically in most cases if you provide the information. If there is coverage, your insurance company will send a check directly to you depending on your benefits. Debra can also provide you with a claim statement to submit to your insurance if you prefer to handle claims yourself. In the past, clients have gotten between 50-80% reimbursement (if they have out of network coverage for psychotherapy) and/or it is applied to a deductible; it depends on your particular plan. We know insurance can be confusing so feel free to call Debra at 973-902-8700 if you need help understanding how the insurance works.
(note: insurance may not reimburse for double sessions or two sessions in one day)
Starting Therapy for the First Time
I know it is not easy for people who are looking to start therapy for the first time, especially with someone you don’t know. I’m compassionate, warm, nonjudgmental and work to create a safe place for each individual and couple looking for help. Take the first step and call 973-902-8700 or email meif that’s easier for you.
I looking forward to talking with you.