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Our Fees, Counselors, Insurance Info, Online Booking
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Quality Counseling Services
See our counselors, fees, insurance info, & book online below.
Welcome. We are here when you are ready to take the step to connect with one of our licensed and experienced professionals. We’re down-to-earth and easy to connect with. We assess each situation and focus on what you need help with the most. Would you like to meet with one of our licensed professionals? Get in touch or book online below.
Our Experienced & Licensed Professionals
We can supply you with a receipt to submit to insurance if you have out of network coverage for family or indivudal therapy.
Insurance Explained Here
Note: Many people when looking for marriage or couples therapy think their insurance will cover this type of counseling only to find out insurance companies rarely cover or reimburse for any type of marriage or relationship counseling. Why? Relationship or marital problems are not considered a mental health diagnosis or medical necessity. Some situations, however, will be reimbursed if you have out of network benefits for family therapy.
Why doesn’t Maplewood Counseling take insurance directly?
Insurance plans usually have restrictions on mental health coverage which can limit options and care. We believe it’s very important that your mental health and other counseling services are based on what you really need and not “driven” by insurance companies.
However, if you would like to use insurance and have out-of-network benefits, you may be able to receive reimbursement from your insurance company in part or in full. We call also take Care Credit ( CareCredit ), HSA, FSA, Mastercard, Visa, Amex, and other credit cards.
Here is what to ask when you call your member services:
- Do I have out-of-network benefits?
- If so, do I have a deductible? If so, what is it?
- If I do have out of network benefits, what percentage (%) will I be reimbursed for individual or family therapy?
Still have questions? Always feel free to connect with us here
Can I use my insurance for marriage counseling, couples therapy or any type of relationship counseling?
Most people don’t realize insurance companies do not consider any type of relationship counseling (including marriage, couple, premarital counseling, etc…) as a medical necessity or mental health diagnosis.
As a result, insurance companies typically do not cover this type of counseling. However, if one person has a mental health diagnosis (such as anxiety or depression, for example) you may qualify for family therapy. If you have out-of-network benefits you may be reimbursed a percentage depending on your coverage.
Do you accept my insurance for individual or family therapy?
While we do not accept insurance directly, you may be able to use your Out-of-Network benefits to offset the cost of individual or family therapy if you have those benefits.
We know insurance can be confusing.
Have questions? Get in touch at 973-793-1000
Using your Out-of-Network insurance benefits is a fairly easy process
Choosing a Professional
Choosing the right couple or individual therapist or coach is very important. Each of our professionals is fully licensed and qualified to work with you whether it is marital, relationship, or personal issues.
The Cost of Sessions and Insurance Coverage
An important consideration for many people seeking therapy or counseling is the fees and insurance coverage. We will try to help you understand what types of services are covered and some that may not be.
Rates For Individual Therapy, Family Counseling, Marriage Counseling, Premarital and Couples Therapy as well as Relationship & Personal Coaching
Debra’s fee is $235 – 45 minutes and $310 for 60 minutes
Dana’s fee is $160 – 45 minutes and $210 for 60 minutes
Brigid’s’s fee is $160 – 45 minutes and $210 for 60 minutes
Robert’s fee is $160 – 45 minutes and $210 for 60 minutes
Daphne’s fee is $160 – 45 minutes and $210 for 60 minutes
Typical sessions are 45 minutes and if you want an hour we can also set that up if it would help. If need an “intensive” 90-minute double appointment, just let us know. Couples in crisis may need longer sessions. Please call (973) 793-1000 if you have any questions..
We can supply a receipt to submit to your insurance plan for reimbursement (insurance information explained below). Please call (973) 793-1000.
Does Insurance Cover Sessions?
Do insurance companies cover marriage counseling or couples therapy? Insurance typically does not cover marriage or couples therapy or premarital counseling. However, if one of the clients has a medical diagnosis that requires therapy (such as anxiety or depression), then insurance might reimburse you a percentage for treatment for family psychotherapy. Insurance companies do not view marriage counseling or couples therapy as a “medical necessity”.
To find out if you are covered, you must speak directly with your insurance company. Here are the questions you should ask:
- Does my insurance cover the service you are looking for (i.e. marriage counseling, couples counseling, premarital counseling)
or if you have a medical diagnosis such as anxiety or depression,
- Does insurance cover “psychotherapy” or “family psychotherapy” with an out-of-network provider?
- If so, what is my deductible?
- After my deductible is met, what is the percentage of Maplewood Counseling’s fee that will be reimbursed (what is the co-insurance)?
Please note that marriage, couples and premarital counseling is rarely, if ever covered.
Request Therapist and Appointment
What happens when you request an appointment? Our software alerts us and we then send a secure email for you to complete to confirm your visit. This information is similar paperwork to what you fill out when you go to a doctor – it is just the counseling version. Feel free to request an appointment now or call us if you have any questions.Get in Touch
How Does Maplewood Counseling Handle Insurance?
Although the fee is charged at the time of service, we can, as a courtesy, provide a receipt to submit to your insurance (and/or and HSA/FSA account) and if you get a reimbursement based on your coverage, your insurance company will send a check to the address on file.
Does Insurance Cover Marriage or Couples Counseling?
Insurance companies are not typically required to cover couples or marriage counseling. Insurance equity laws do not usually apply to couples or marriage counseling. Why? Because mental health parity laws treat mental health conditions as a medical diagnosis. The need for couples or marriage therapy is not a medical diagnosis, so it is not comparable in certain respects to a physical health issue. You may want to check with your insurance company to see if your benefits include marriage or couples counseling.
Feel free to reach out to us if you have any questions. We will gladly explain.