New Client Information

New Client Information

 We are here when you are ready to take the step to connect with one of our licensed and experienced professionals. We’re down-to-earth and easy to connect with. We assess each situation and focus on what you need help with the most. Would you like to meet with one of our licensed professionals? Get in touch or book online below.

Our Individual Therapy Services

Insurance Information

Insurance Information

Can I use my insurance for marriage counseling, couples therapy or any type of relationship counseling? 

Most people don’t realize insurance companies do not consider any type of relationship counseling (including marriage, couple, premarital counseling, etc…) as a medical necessity or mental health diagnosis.

As a result, insurance companies typically do not cover this type of counseling. However, if one person has a mental health diagnosis (such as anxiety or depression, for example) you may qualify for family therapy. If you have out-of-network benefits you may be reimbursed a percentage depending on your coverage. 

 Do you accept my insurance for individual or family therapy? 

While we do not accept insurance directly, you may be able to use your Out-of-Network benefits to offset the cost of individual or family therapy if you have those benefits. 

We know insurance can be confusing. 

Have questions? Get in touch at  973-793-1000

 Using your Out-of-Network insurance benefits is a fairly easy process

Does Insurance Cover Sessions?

Do insurance companies cover marriage counseling or couples therapy? Insurance typically does not cover marriage or couples therapy or premarital counseling.  However, if one of the clients has a medical diagnosis that requires therapy (such as anxiety or depression), then insurance might reimburse you a percentage for treatment for family psychotherapy. Insurance companies do not view marriage counseling or couples therapy as a “medical necessity”.

To find out if you are covered, you must speak directly with your insurance company.  Here are the questions you should ask:

1. Does my insurance cover the service you are looking for (i.e. marriage counseling, couples counseling, premarital counseling)
   or if you have a medical diagnosis such as anxiety or depression,
2. Does insurance cover “psychotherapy” or “family psychotherapy” with an out-of-network provider?
3. If so, what is my deductible?
4. After my deductible is met, what is the percentage of Maplewood Counseling’s fee that will be reimbursed (what is the co-insurance)?

Please note that marriage, couples and premarital counseling is rarely, if ever covered.

Request Therapist and Appointment

What happens when you request an appointment? Our software alerts us and we then send a secure email for you to complete to confirm your visit. This information is similar paperwork to what you fill out when you go to a doctor  – it is just the counseling version. Feel free to request an appointment now or call us if you have any questions.

How Does Maplewood Counseling Handle Insurance?

Although the fee is charged at the time of service, we can, as a courtesy, provide a receipt to submit to your insurance (and/or and HSA/FSA account) and if you get a reimbursement based on your coverage, your insurance company will send a check to the address on file.

Does Insurance Cover Marriage or Couples Counseling?

Insurance companies are not typically required to cover couples or marriage counseling. Insurance equity laws do not usually apply to couples or marriage counseling. Why? Because mental health parity laws treat mental health conditions as a medical diagnosis. The need for couples or marriage therapy is not a medical diagnosis, so it is not comparable in certain respects to a physical health issue.  You may want to check with your insurance company to see if your benefits include marriage or couples counseling.

Feel free to reach out to us if you have any questions. We will gladly explain.