Simple Guide to Financial Navigation at Maplewood Counseling

Quality Care. Transparent Value. Support at Every Step.
Worried About the Cost of Therapy?
You are not alone. Many people feel unsure about the costs of therapy, especially when facing relationship or personal stress. Our goal is to make finances easier to navigate, so you can focus on what matters most—your well-being.
We’re here to:
- Answer your questions about payment and coverage
- Help you use your insurance benefits
- Show you the value of investing in your relationship and emotional health
What Makes Maplewood Different?
Focused Care. Better Results. Fewer Sessions.
Many big therapy platforms provide basic, one-size-fits-all sessions. You may end up with long treatment plans but not much real change.
At Maplewood Counseling, we offer:
- Personal attention: You’re never a number. Our therapists take time to understand your unique situation.
- Efficient therapy: Our experience helps clients reach goals—like rebuilding trust or resolving conflicts—in fewer, more impactful sessions.
- Custom strategies: We adapt our approach to your needs and progress.
You get more value from each session and can often reach your goals faster.
How Out-of-Network Benefits Can Help
Your Care, Your Choice
We are an out-of-network provider. This means your insurance probably won’t pay us directly, but you may still get money back after you pay us.
Most PPO and POS plans will:
- Reimburse you for a portion of your therapy costs (often 50–80% after meeting your deductible)
- Let you choose your own provider
How it works:
- Pay us at your session.
- Get a Superbill (special receipt) from us.
- Submit the Superbill to your insurance (usually through an app or online).
- Receive reimbursement from your insurance company.
Want more details and tips for calling your insurance? Read our Using OON Insurance for Therapy guide.
We Make Reimbursement Easier
Filing insurance claims can feel stressful, but we can help:
- Free benefit checks: We help you figure out what your plan covers
- Clear paperwork: Our Superbills meet insurance requirements to avoid hassles.
- Easy submission: Ask us about phone apps that can file claims for you
Need to know about session costs, reduced-rate options, or more? Visit our Counseling Fees page.
Frequently Asked Questions
Is therapy at Maplewood expensive?
Our fees reflect our therapists’ years of experience and specialized skills. Most clients find they need fewer sessions for lasting results, making it a wise investment.
Find more answers in our FAQs
.
Why aren’t you in-network with insurance?
Out-of-network means your care decisions stay between you and your therapist. Your privacy is fully protected, and your treatment isn’t limited by insurance rules.
Ready for Clarity and Support?
You deserve to feel supported—both emotionally and financially.
- We’ll walk you through costs and insurance, step by step.
- We’ll help you understand your options before your first appointment.
Curious about your options?
We’re here to help you find the path that works best for you.
Helpful Resources
- New Client Hub
Visit our New Client Hub—a welcoming center with resources, forms, and helpful information to guide you through your first steps as a new client. - Telehealth Counseling Standards
Learn about our secure, confidential virtual therapy options for convenient and effective care—wherever you are in New Jersey. - Insurance Information
Understand your insurance benefits, payment options, and how to make the most of your therapy coverage with our helpful overview. - Paying for Therapy
Learn how to pay for therapy with out-of-network reimbursement examples, superbill guidance, HSA/FSA tips, and a cost calculator.
If you have additional questions or want to take the next step, please don’t hesitate to reach out. Your well-being matters to us, and we are here for you every step of the way.